Pyramid Scheme Internet Fraud Examples
Professional Resources System International utilized a pyramid
scheme disguised as a network marketing company to entice consumers
to join their "members only" intranet which would allow
members to buy and sell merchandise. The company and its employees
offered you a chance to earn money by purchasing a home business
opportunity known as the "SOHO System" at
a cost of $295.
This private intranet would not only allow members to buy and
sell merchandise, but it was also portrayed as "wholesome",
claiming that PRSI wanted to fund programs
that would keep kids off drugs, out of gangs and stop them from
being exposed to questionable materials on the internet.
An investigation however, revealed there was no product and that
promoters never intended on offering a product. Their sole reason
for existence was to recruit "Cybermanagers" to keep
the money rolling in and the scheme operational. It was estimated
that 60,000 consumers worldwide were tricked into buying into PRSI's
scam at a cost of approximately $18 million.
Fortuna Alliance advertised and marketed their pyramid scheme
on the Internet. They also used telephones, faxes, and mail to
distribute their promotional documents and audio and video tapes.
Their promotional materials would entice you with the following
"What if you paid $250 a month, which produced a
minimum of $5,250 income each month for you, while you watched?"
"Well that's exactly what would happen if you hired
Fortuna Alliance as your personal Marketing Expert."
The promotional materials explain that only the initial $250 investment
comes from you; any further payments are deducted from "profits".
They encourage you to make multiple investments, up to $1,750 per
person, which provide promotional materials for recruiting new
They attempted to distinguish their plan from other pyramids by
suggesting that the high profits are attributable to a mathematical
formula called the "Fibonacci series". In fact, the formula
for distributing profits in any pyramid scheme has no effect on
the end result that most participants lose money.
Unusually lucky were the 15,622 victims who invested in Fortuna
Alliance. While total losses topped $11 million, investors in the
U.S. and seventy foreign countries are actually receiving court
enforced refunds of approximately $5.5 million. The refunds were
to be paid from $2.8 million Fortuna transferred back from an offshore
bank in Antigua, West Indies, and an additional $2.35 million which
was frozen in the U.S.
Although the case against Fortuna by the FTC had been settled
without admissions of liability, contempt of court citations were
sought against the owners after the FTC charged that Fortuna misrepresented
to the public that it had been vindicated in its case.
In fact, the FTC maintained that 9,000 consumers had requested
$5 million in refunds and the company had only posted $3 million
for those refunds, leaving a deficiency of $2 million.
The FTC accused the company of foot dragging, for discouraging
members from applying for refunds, as well as resurfacing with
its opportunity as "Fortuna II."
Fortuna II responded on its internet site that Fortuna Alliance "had
not been treated fairly and would march forward with its opportunity
by operating from off-shore venues, as well as with offices in
Canada, Holland and New Zealand."
They planned to reorganize into "an organization with improved
programs for the membership and built-in protection from any country's
arbitrary abuse of power over its citizens" like their "most
devastating experience at the hands of a brutal U.S. regulatory
agency, the Federal Trade Commission." "This means that
a raid by the governmental agency which put Fortuna Alliance out
of business without a warning or a trial to prove guilt of any
kind, will never happen again."
In addition to offering its various types of memberships, Fortuna
Alliance II also had for sale 250,000 profit-sharing certificates
at $100 ($25,000,000) with a guaranteed return of 20% during the
A Plane Old Pyramid
Using computer programs along with the domain name "GoldenGalaxy.com.au" one
pyramid scheme "game" enabled people to participate in
it right on the Internet.
The rules of the game were based on a seating plan of a small
aircraft. There are four levels of players comprising the pilot,
two co-pilots, four crew members and eight passengers.
Games are played at various values and all persons in the one
game pay a similar amount to participate. Payments are in US dollars
which the participants pay directly into the Golden Galaxy Trust
The pilot is eventually entitled to receive the amount of money
paid by all eight passengers less a five percent fee which was
paid to the company Golden Galaxy Pty Ltd as an administrative
charge. He then leaves the game.
The game then splits into two games and the original two co-pilots
become a pilot in one of the new games, the four crew members become
the two co-pilots in each game and the eight passengers become
the four crew members.
When either of the new games have eight people recruited as passengers,
paying the same amount of money as the original passengers, the
pilot (formerly a co-pilot) is entitled to his payments as above
and the game splits again. In other words all pilots receive about
eight times the amount they pay to participate in the game, if
the game is completed prior to the structure reaching critical
Extremely Profitable for Some
Participants in one scheme were solicited from the Internet, as
well as through telemarketers, faxes and infomercials that offered
testimonials from people standing in front of luxury homes and
cars. The pitches promised a chance to earn $3,500 to $15,000 a
month and the opportunity to retire in two to five years.
Prospective participants were asked by USAsurance Group Inc, Akahi
Corp., 2Xtreme Performance International LLC and AFEW Inc
to put up sums ranging from $10 to $7,300 and to recruit others
to sell nutritional and beauty supplements and other products such
as "Business in a Box," which was a package of mailing
lists, envelopes and marketing brochures and flyers.
The FTC said the companies' ads claim they
have recruited more than 60,000 consumers. An undated press release
from USAsurance posted on the Internet said 2Xtreme Performance "generates
annual gross sales of $40,000,000."
Heads for Warmer Climate
February 5, 2001
Hello, Mr. Henderson!
My name is Lena Liew and I work for an English daily in Papua
New Guinea. Your website is most impressive indeed. I trust that
you are sincere in your intentions. Before I buckle down to digest
the contents of your website, I thought I'd just ask you if you
have come across "Skybiz.com", a Nevada-registered company
which markets software for people to build their own website -
linking off the main website - for their own purposes. Was http://www.skynary.com
It seems that Skybiz is aiming to be the largest Internet membership
network in the world, so that it effectively has a massive customer
base for future products and programs. What better to achieve that
than by providing incentives for existing customers to recruit
more customers ...
PNG is a developing country which is rather backward, especially
in terms of IT awareness and investment savvy. Skybiz is currently
aggressively promoting the "recruitment" aspect of this
scheme here - that you can quickly, easily and exponentially earn
massive profits by getting others to sign up and earn a very attractive
A great many Papua New Guinean suffered a lot when the country
was hit simultaneously by more than four "fast money schemes" in
1999. Not that the people could spare the cash ... most ordinary
people can't even afford to eat three meals a day. Yet the communal
spirit and the church are very strong elements here ... so go figure.
Two years on and thousands of people are still yet to see a single
toea in return. Being just half an hour's flight away from the
nearest Australian airport, and a former colony of Australia, PNG
easily suffers greatly from con jobs imported from Australia. No
thanks to a "big brother knows best" mentality.
I attended one of the Skybiz seminars here in the PNG capital
of Port Moresby last week. It was conducted by a Papua New Guinean
man armed with a video of a seminar conducted by "the man
who brought Skybiz into Australia". Participants at the seminar
that night were exhorted to quickly go to the bank first thing
the next morning and get a bank draft for US$125 (US$100 annual
fee plus US$25 membership registration). That's a lot of money
by ordinary Papua New Guinean standards ... even for professionals.
I was initially looking to write a feature promoting what I thought
was a Papua New Guinean initiative utilizing the wonders of the
Internet to try to do some good for Papua New Guineans. But the
more info I sought and found, the fishier it's smelling.
Skybiz is not registered in Papua New Guinea. Can you tell me
more? What do you know about Skybiz's presence in Australia? Thank
you very much for your time and attention. I look forward to your
speedy reply. I assure you I will promote your site as best as
Sincerely, Lena Liew The National newspaper Papua
Although I refrain from commenting on current operations until
they have been charged or convicted, I suggest you do a search
at the bottom of any site page for the info you want on Skybiz.
I have linked from the search function to over 200 fraud-related
sites, some of which are not afraid of being sued. There is plenty
of info on Skybiz at WorldwideScam as
Would love to read your article when it is ready.
Special Note: After her paper ran a three part article on
Skybiz which I thought was both informative and fair, the head
promoter ran full page ads in all three papers denouncing her report.
Excerpts of which include:
"Skybiz is not a pyramid scheme. Skybiz has been in business
for 3 years, it is in over 220 countries and hosts over 2 million
"Lena must know that the internet is a global market where
the world trend of business is in this new millennium, and Papua
New Guinea is part of the global internet business trend and no
Journalist of any race or colour will ever change this global business
"Why in the world would a supposed pyramid scheme motivator
spend millions of dollars developing actual new products? ( such
as the sensational new web builder and the incredible educational
package ). Also, a pyramid scheme operator would not be opening
up million dollar custom care centres around the world."
"There is not a single instance of a confirmed illegality
on the parts of Skybiz, Skybizzers or myself but merely a rehash
of reports of government agencies sloppily and unsuccessfully going
about their statutory obligation and envy-fired predilection for
perfunctorily examining and smearing any new and successful business."
"Clearly it is difficult to counteract adverse rumour-mongering.
The only real option we have as entrepreneurs is to continue to
build our businesses with the three essential ingredients of consistency,
enthusiasm and integrity and then supporting those who choose to
share our vision of a brave new world."
FTC Takes a Whiz on SkyBiz
Another operation I have had to wait to comment on until now is
the Tulsa, Oklahoma based, but internationally active, SkyBiz.com
which still purports to offer a business opportunity selling personalized
Web sites to consumers for just $125.
Though allowing it, and many other similar opportunities, to operate
for years, the Federal Trade Commission, now alleges that the company's
real business consists of selling memberships in a pyramid designed
simply to draw new participants into the Skybiz opportunity network.
They have convinced a federal judge to freeze the assets of the
operation that they allege bilked consumers worldwide out of $175
million and feel may be one of the largest ever Internet pyramid
scams. The temporary order halts Skybiz.com's activities pending
a hearing to determine if it meets the criteria for a pyramid scheme
which are considered "inherently deceptive" under U.S.
It is estimated that only about 13% of the participants in SkyBiz
received any sort of payment from the pyramid structured organization
and only about 6% have made back their initial investments. This
has not detracted from the fervent zeal of participants who will
likely rush to the defense of the company and denounce the "unwarranted" government
Skybiz attempted to avoid the pyramid selling scheme label by
offering to each new customer a set of Web site creation tools
but the scheme's true nature emerged when it was noted that many
of the sites, which were provided with much fanfare, are never
used by participants and are just purchased to gain access to the
chain of commission payments generated from focusing primarily
on the recruitment aspect.
It was felt that they were just window dressing for the underlying
scheme in which SkyBiz, and its key organizers alone, appear to
have made money from the pyramid-based operation as a result of
being at the top.
The FTC will ask the court to close down the operation and pay
reparations to consumers.
03/24/03 - SkyBiz owners Elias Masso, James Brown
and Kier Masso did not admit or deny guilt as part of a settlement
but agreed to pay back a total of $20 million in proceeds and stay
away from "multilevel marketing schemes" for periods
up to 22 years, according to the FTC who charged that Tulsa-based
SkyBiz Inc. made money primarily by recruiting sales associates
who paid a fee to market its Internet tutorials.
The company, which also operated as World Service Corp., WorldWide
Service Corp., and Nanci Corp. International, told its 1.5 million
recruits in 190 countries that they were likely to make substantial
income, when in fact 96 percent never made back the $125 they paid
to join, alleged Jim Elliot, the FTC attorney who handled the case.
One other owner charged in the case reached a separate settlement
last year, while another is scheduled to stand trial in April.
Trade Commission v. Skybiz.com, Inc., et al.
The Federal Trade Commission announced a settlement in this matter. The
settlement provides for distribution of $20 million dollars in consumer
redress that will begin in the near future for victims of SkyBiz, an
alleged massive international pyramid operation. The settlement also
bars the defendants from participating in pyramid schemes in the future,
and bars them from misrepresenting business ventures.
On January 28, 2003, the U.S. District Court in the Northern District
of Oklahoma entered a Stipulated Final Judgment and Order for Permanent
Injunction between the Federal Trade Commission (FTC) and SkyBiz.com
Inc., its principals and related entities (SkyBiz). As a result
of the lawsuit brought by the FTC, $20 million dollars has been
recovered and has been set-aside for former members of SkyBiz.
May 4, 2001
Firstly, I must congratulate you on a great site.
I am writing from Australia, in regard to a California-based company
called PrimeBuy Network.com. This would have to be one of
the worst (..) ever.
Typically participants pay around $US1000 to buy "an entrance
to a shopping mall on the internet", but effectively they
are buying the right to promote the opportunity to other participants.
The participant gets a website with links to other merchant sites,
and is supposedly paid a commission whenever goods are purchased
via the participant's (or their downlines') website(s).
But the real money is being made simply by the activity of recruiting.
Participants are paid some small amount (I think around $US200)
once they have 2 people in their downline, and are paid a lot more
once they have 6 people (something over $US2000, I think). The
top distributor in Australia has boasted about receiving over $US100,000
in 18 weeks.
I realise that there are hundreds of these (...) schemes out there,
all with minor variations, but what make this one stand out is
the comparatively large amount it costs to join, and the correspondingly
large amount that can be paid out.
Even though it is expensive to join, the large amounts that could
potentially be paid out make this scheme extremely seductive. Once
people are in, they realise that they have spent a lot of money,
so they are desperate to find 6 others so that they can get there
money back. This means that they will do anything, tell any
lies or compromise their integrity, not to mention time and legwork.
I feel there is little I can do, especially from Australia, but
I am desperate. My wife was "conned" (against my
judgment, although I did not realise at the time how serious it
would become) into it by a "friend" (who basically survives
by jumping from one networking opportunity to another) and now
she has signed up a number of her friends and some of her immediate
She is now pouring her heart and soul into it (to some extent
neglecting our 4 young children), and I can see that some of the
friends she has signed up are now endangering their marriages and
families. Also some of these friends don't even have computers
or internet access. So I feel this scheme (and a lot of network
marketing) is not just a bit of harmless fun, but a very serious
Other schemes may only require around $US200 to join, so after
a while participants get sick of it and the damage is limited,
but this one constitutes a serious financial investment for many.
My wife is spending so much time at meetings, talking on the phone
to her up-line and downlines and prospecting (by phone and in person)
that she now seems to be absolutely brainwashed by all the stuff
they put about. The biggest fib I hear is that the internet
shopping side of the business will come good in a couple of years,
and by then she will be in an excellent position to benefit from
Nothing I can say to my wife can get through. I think that
the only hope of getting my wife back (apart from a miracle) is
the have the US authorities close these guys down, or at least
make sure that they get a lot of bad press and are exposed. I
have already lodged a complaint with the FTC and the ACCC (Australian
Competition and Consumer Commission) but they did not get very
far, and with Better Business in California (which might have been
a bad move). In Australia it is illegal to participate in
or promote such a scheme, so I could possibly go after some of
her up-lines, but I am not sure I can afford to do that or whether
it would be very smart in any case.
I am not too worried about the money we have lost (although I
worry about friends of ours who are less well off that us). My
wife will probably eventually be one of the lucky few at the top
who come out ahead, as she has the drive, personality and energy
level need to make this thing work. I have a good job and
I don't feel we need the money (certainly not this desperately),
the important thing is our family life, personal integrity and
the friendships and marriages that are in jeopardy. One things
that appeals to her is the opportunity to have a successful home-based
business of her own, but there are much better, ethical and legal
alternatives to this one.
I am not sure how much you can do to help, but if you have any
better access to the US authorities that what I have, or have any
further information or suggestions, I would like to hear from you.
Here are the details on the company.
4000 Barranca Parkway, Suite 220
Irvine, CA 92604
Thanks for the kind words about the site. I hope that I
can do something for you after hearing your impassioned plea.
First let me say that my resources amount to just me. The
authorities totally ignore me and refuse to promote or assist a "commercial" venture
despite the fact I run at a major loss hoping to sell enough books
Once a person is swept up in the hype of any of this MLM pyramid
stuff you have almost lost them to a cult. Self-worth is attached
to the worth of the opportunity. Any attack is personal. I
feel for you and your dilemma.
I would like to print your story with your permission on the message
board with or without your name, in the hopes someone might have
a viable suggestion or at least to warn others. I have to
refrain from writing about current operations prior to convictions
because they just sue me for libel.
Because this opportunity is referred to by most as MLM I suggest
you do some searches for the company name in quotes , then try
MLM, "internet mall" in my search box at the bottom of
any page. Also try FTCsearch and
visit Worldwidescam and Pyramidschemealert to
see if they have anything.
I will do some looking myself when I can. Apart from the Reporting
Fraud page I don't know what you can do to stop it and still
retain your marriage. Awareness is the main weapon that I try
to get out there.
When your wife is still participating it is hard to go after them
full steam without hard feelings. Damn, I feel as helpless as you.
Please feel free to use my letter, but I would not like my name
or anything that could identify me to be used - as you can see
that is all very sensitive at the moment. PrimeBuy seems
to be known to the Worldwidescam site, but have not received the
attention that BigSmart.com has (even though they are operating
what seems to me to be an almost identical operation).
Among their credentials, one of the founders claims to have established
many network marketing companies, which looks highly suspicious. It
seems to me that these guys go around having minor brushes with
the law and continually re-inventing themselves.
The SEC, acting on complaints from 27 states, can now pursue fraud
charges against an Internet gambling site that ran a "virtual
stock exchange" which they suggest is nothing but a pyramid
SG Limited and SG Perfect Limited, who insisted before the courts
that it was not selling an investment and therefore the SEC has
no say, ran the StockGeneration Web site game where "Investors" played
by sending real money in and then buying "stocks" in
fictitious companies. The player would then supposedly win or lose
money based on whether the purchased company's value increases
There was, however, no computerized method for the "stock" going
up or down; it was apparently done entirely at the whim of the
game's managers who, operating the site from the Caribbean island
of Dominica, promised risk-free investment and a guaranteed annual
return of 215 percent.
They indicated that they had more than 325,000 players from more
than 70 countries, and had paid out millions of dollars in prizes
before the Web site was closed down. The company's $6.5 million
in assets will be frozen until the matter is resolved.
Forget the Debt
One bulk spammer, Klassikal International Pty Ltd, and its directors,
Joseph and Afaf Helmy, sent out e-mails which offered receivers
the chance to repay $200,000 worth of debt with just $2,200.
"We'll pay your debts and you don't have to pay us back… EVER," the
e-mail from the Debts Processing Agency read, according to the
Australian Securities and Investments Commission.
What the e-mail didn't say is that applicants would have to enlist
other people to the scam in order to get their money back, making
it a pyramid scheme.
ASIC said the payment to join the scheme was disguised as a fee
that was supposed to eliminate debt. The only way to actually move
forward was to sign up others to the scheme, and send out more
25 Oct 2001
I wonder if you could tell me why I should not be in this program,
Thank you, below are the ones I know you should not be in,
Le Club Preve, LeBaron Trust, Strategic Assets Funds, Global Just Rewards,
Pentagano, Bachval, Tri West Investment Club, to name a few.
Response: For someone so in touch with pyramid schemes you should
hopefully recognize the telltale signs.
Much Better Than Just a Letter
One scheme that attracted attention was called "Network Gold
Power Disc," which was nothing more than a new version of
the chain letter using a computer disc.
For five dollars, players of "Power Disc" received a
computer disc with four names and addresses to whom you were to
send five dollars each. You then added your name to the list, advertised
and sold the disc to more new players.
Players were told they could expect to receive $19,550 in 12 weeks, but
all some of them received were warnings from the attorney general to
cease participating in the illegal chain letter.
Negative Option Millionaires
A few months back I joined a free program and then...promptly
forgot about it.
... now more than 2000 paid members under me in a program that
I had never promoted? All I had to do was upgrade to a paid membership
before the end of the month and I would have my position locked
in and a downline of 2185 people.
My sponsor's, sponsor's check, which is a minimum of $5,000, arrives
every month...on time.
... watch your downline grow? Just join Post Launch...
... After having several negative experiences with network marketing
companies I had pretty much given up on them. This company is different--it
offers value, integrity, and a REAL opportunity to have your own
home-based business... and finally make real money on the 'Net.
... Their revolutionary Vertical Integration Plan is
amazing and GUARANTEES that you will have PAID members placed in
your downline... You have nothing to lose and potentially a LOT
to gain. Just do it!
Naming No Names, Yet
While clicking around the internet for some sort of 'opportunity'
out there I signed up with an MLM Co. at the beginning of December
2001 and continued to receive notifications of affiliates signing
up under me.
I was told that I would receive a percentage cut on affiliates
who became 'qualified' from introductions made by those in my 'upline'.
I was also informed that I would receive at least $9 for becoming
'qualified' myself. (A person remains qualified at a cost of $30
I sat on the end of my chair excitedly waiting for the end of
the month. The result? My commissions page showed that I had only
$8 to my credit, ($1 for administration costs) and NO commissions
for those who had joined under me.
I have still not received any payment or advice as to how, when
and where I will receive my $8 (not that I'm waiting on it). Perhaps
the fact that I am resident in the UK and the Co. is in the USA
could have a lot to do with it, although they claim to be global.
As I am still in subscription till the end of January, I choose
not to name the MLM Co. at this stage, perhaps things will change.
I am almost scared to ask this, but is there a listing of MLM scams
at an expose site somewhere?
John Neeson 01/09/02
Check out www.worldwidescam.info for
one of the many programs which could fit the bill.
They rightly suggest that of all the MLM pyramid schemes on the
Internet, none are more offensive than the charity-themed programs
featuring photos of starving children which promise to make you
wealthy while helping those less fortunate.
Please do not join, promote, support, or donate to any of these
charity themed MLM pyramid schemes:
American Cancer Aid Foundation
The function of any pyramid scheme is to simply enrich the promoter
and while it is remotely possible that a few people receive some
help from these programs there is no way to verify ANY contributions.
Promises touted by the Follow Me Club
THE FOLLOW ME CLUB
MONEY WOULD YOU LIKE TO RECEIVE EVERY DAY?
$100 DAILY $500 DAILY? $1000 DAILY? LOTS MORE?
Well, NOW you can. The
uniqueness of our daily and monthly Cash Flow System allows anyone
to generate HUGE SUMS OF MONEY on a routine basis.
Not only that, as soon as
you start receiving a specified amount of money ( by using our
remarkable CASH FLOW SYSTEM ), the Club will introduce you to
eye-popping investment practices that can make you very wealthy
in a hurry! Right this minute there are average folks with
average intelligence gaining upwards of 100-200 PERCENT PROFITS
within 5 to 45 days using these unique, but safe and formulated,
investment methods. Annualized profits of over 1000 PERCENT are
commonplace. And, very soon, you can be making these kinds of
WAYS TO GENERATE A STEADY STREAM OF MONEY
FLOWING YOUR WAY!
PROFITS # 1 ( PAID DAILY )
As a Bronze
Club Leader you receive $150 for each of the two people you
sponsor into your
Club Leader's VERTICAL DEVELOPMENT LINE.
FLOW PROFITS # 2 ( PAID DAILY )As
a Silver Club Leader, you receive $225 for every
person that you sponsor into your
personal VERTICAL DEVELOPMENT LINE, through infinity.
FLOW PROFITS # 3 ( PAID DAILY )
Also, as a Silver Club
Leader you receive $75 for every additional person who is sponsored
into your VERTICAL DEVELOPMENT LINE by others, through infinity.
And get this. Each of them will be sponsoring two more people
under you before being qualified to start their own string of
followers. This adds deeper and deeper combinations of people
below you that DOUBLES in progression. Example: Your vertical
line of followers starts with one person, then 2, then 4, 8,
16, 32, 64, 128, 256, 512, 1024, 2048, and so forth through an
endless depth, but in a single-vertical-line beneath you.
PROFITS # 4 ( PAID MONTHLY )
Plus, as a Silver Club Leader,
you receive $225 monthly from every person in your VERTICAL DEVELOPMENT
LINE of followers who promotes himself or herself to a Silver Club
Leader. That's $225 per month multiplied by dozens, or hundreds,
or thousands of Club Leaders who will be purchasing Product and
Service Packages from you through the Club.
PROFITS # 5 ( PAID MONTHLY )
Amazingly, you also receive
$1050 monthly from every person in your VERTICAL DEVELOPMENT LINE
who promotes himself or herself to a Gold Club Leader. That's $1050
monthly multiplied by a "lot of people" through a bottomless
CAPITAL CASH FLOW PROFITS # 6
As a Gold Club Leader,
you will be introduced to unusual methods for making your
(optional) investments grow in safe environments.
To learn how, you will be invited to attend domestic and
offshore investment seminars which can cost thousands of
dollars each. But don't worry, as a Gold Club Leader you
will be financially able to attend every training session
in first class style.
LET'S CHARACTERIZE HOW ALL OF THIS WILL WORK FOR YOU AS AN
INDEPENDENT "ADVISOR" TO THE FOLLOW ME CLUB!
BRONZE LEADERSHIP PACKAGE - $300 (One
$75 (25%) to The Club - $75 (25%) to Your Club Leader - $150
(50%) to your Sponsor
Your Leadership Training Package is a one time purchase. There are no
additional purchases from the Club or from your Club Leader until you
sign up two (2) new Club "Advisors" and advance to a
Silver Club Leader.
You receive $150 for each of the first two people you sign up in your
Club Leader's VERTICAL DEVELOPMENT LINE. (Total $300) Then you
will want to use your $300 to start YOUR VERTICAL DEVELOPMENT
LINE in the next phase.
NOTE: You will always purchase your SILVER and GOLD Product and
Service Packages from the Club and your Club Leader on a 25-75 split
SILVER LEADERSHIP PACKAGE -
$300 per month = $75 (25%) to The Club - $225 (75%) to
As a SILVER LEADER in The Club, you will receive $225 for every person
you sponsor into YOUR VERTICAL DEVELOPMENT LINE. Plus, you also
receive $75 for every new person sponsored into your VERTICAL DEVELOPMENT
LINE who buys a Leadership Training Package. Plus, you will receive $225
monthly ($2700/yr) from every person in your VERTICAL DEVELOPMENT LINE
NOTE: All earnings on Leadership Training Packages are PAID
DAILY! All profits on SILVER Product and Service Packages are PAID
MONTHLY! Plus, you need only 8 people purchasing Silver Product
and Service Packages (from you) and you qualify to GO-GOLD!
GOLD LEADERSHIP PACKAGE -
$1400 per month = $350 (25%) to The Club - $1050 (75%)
to your Leader
As a GOLD LEADER you will receive $1050 monthly ($12,600 yearly) from
every person in your VERTICAL DEVELOPMENT LINE who GOES-GOLD. Plus, each
of your GOLD Leaders will continue to purchase their SILVER Product and
Service Packages from you which pays you $225 per month (totaling $2700/year).
Plus, you still receive $225 for every new person you sponsor into
your VERTICAL DEVELOPMENT LINE. Plus, you will continue to receive
$75 for every new person sponsored into your VERTICAL DEVELOPMENT LINE
THERE ARE NO HIGHER LEVELS OF ADVANCEMENT AS A CLUB LEADER OTHER THAN: (a)
BEING AN ENCOURAGEMENT TO THOSE IN YOUR VERTICAL DEVELOPMENT LINE; AND
(b) MAKING YOUR MONEY GROW 50 T0 100 PERCENT YEARLY (OR MORE) YEAR
More Hype On How to Become Rich
If you ever dreamed of staying home, spending more time with your
loved ones, and becoming financially free all at the same time? THEN
THIS IS YOUR CHANCE!
If you have the desire and willingness to earn more
income each month and have the ability to follow some simple instructions, you
too can become one of the thousands of Americans who are achieving
financial freedom every day. You WILL find out how to:
* Get PAID without "sponsoring" ANYONE
* Get a MasterCard you never have to pay back
* Completely pay off ALL your debts (Credit Cards, Auto Loans, etc.)
* Get paid to assist Friends & Family amass wealth, IF you wish
* Learn "How to Get Rich Without Winning the Lottery (and Keep It)"
Not So Perfect After All
I want to report two sites that are, in my opinion, very misleading,
if not downright fraudulent: ThePerfectMatrix.com and the Generator.com,
which is a "feeder" system for Genesis.com, which demands
several hundred dollars for its "forced matrix."
I paid around $100.00 to get into both the Perfect Matrix and
into the Generator, neither of which has yielded me anything. You
might want to look into these two horrid scams
Thanks, Gwyn, from Memphis 11/01
Dear Internet Friend,
I would like to introduce you to the most powerful cashflow system you'll
ever come across. Bring only two people in and you are on your way to
Yes - THIS IS FOR REAL. THIS IS NOT HYPE! I will help you get your
two members. We are a club that believes in the power of T.E.A.M (Together
Everyone Achieves More!!)
Too Good To Be True? - NOT! - IT Really WORKS!!! This is definitely
Our unique CASHFLOW SYSTEM will put CASH in your paypal or e-gold account
NOW and EVERY MONTH!! SO MUCH better than the 2X2's out there...or even
With our One Up Plan one person can put hundreds of people in your organizations
and you get paid Every Month for every active member in your organization!!
You MUST SEE IT FOR YOURSELF! BY PRIVATE INVITATION ONLY
Take Action Today! Get the complete FREE details and if you are not honestly
amazed with what you discover.... Then you've lost nothing.
But! Let's face it... If You've been searching for something that really
works - Then this is the last place you'll ever have to look. Your search
$77,600.00, plus Compensation, plus Residuals
Until now, the world of eCommerce has been reserved only for those individuals
who use checking accounts and credit cards.
We provide a way to manage money with the advantage and ease of technology
to anyone in the world, regardless of socio-economic status which translates
into a lucrative income opportunity for you and all involved right down
to the end consumer
90% of the world can't obtain a credit card
40% of the U.S. does not have a credit card
41% of the U.S. working class does not have a checking account
75% of people who have credit cards are maxed out
The check cashing industry is an $8 billion per year industry. Over $40
billion was transferred from U.S. to other countries in 2000. This market
is expected to grow 15% per year to $80 billion by 2005
What does this mean for you? ALL Worldwide Transactions will be
commissionable to ALL brokers. This is just one part of the compensation
End consumers will receive $8.00 for every referral! Just imagine what's
in it for you as a broker. Very promising!
Immediately - Brokers are being accepted and being paid. Five
levels to come in at to make this exceptional opportunity affordable
( Brokers being accepted in USA, Canada, and Mexico) Expansion targeted
for 3rd quarter of this year.
Hear more about this exciting program. Don't let this one get away.
Please don't make a decision about this fantastic product and opportunity
before you get all the facts.
$99 will get you started on your way to making $77,600 in Fast Start
Bonuses plus other compensation and great residuals.
One reader asks "Is the Virtual Income process ( www.replicate99.com/virtualincome/100.shtml
) which claims to be a gifting program just a pyramid
scam?" You decide.
Revolution 9 http://thincnet.com/revolution9/mission.htm
Global Online Systems www.endlessmonies.com
www.my7diamonds.comOperates in east Asia such as India,
Philippines, Indonesia, Hong Kong.
"World Cup Gold" is an evocash/egold based program where
you receive your deposit plus 50% back in hours! 06/23/02
Both registered to one Michael Myers
1065 La Avenida, Mountain View, CA 94043 US
Seriously...Make Money in your Sleep!
Make serious money from home by working only one hour a day.
I know it may be hard for you to believe it is possible, but our
partnership of experts has taught hundreds of everyday people like
yourself how to achieve complete financial and time freedom. And,
if you decide to join us, we can teach YOU too.
... evaluate the opportunity...
1) The Company 2) The Products 3) The Compensation Plan 4) The
Training & Support
... a company that is quickly putting big money into everyone's
The CashCardASAP program was developed by an alliance of successful
entrepreneurs with over 80 years of combined business experience.
These entrepreneurs felt there had to be a way to help the "everyday" person
achieve great financial success. So, they sat down to design a
program that would do just that...enable an "everyday" person
with limited financial and time resources to QUICKLY build a large
income from home on a part- time basis.
Because this alliance of successful entrepreneurs has great financial
resources, they were able to invest in cutting-edge, state-of-the-art
technology for their program, which they named "CashCardASAP." ...
*automatically* assists in building your organization.
... *anyone* who joins us can begin earning hundreds - even a
couple of thousand - dollars a day within a few short days!!
=> This is NOT a pie-in-the-sky promise...this is PROVEN fact. The
people who join us AND follow our proven system, DO quickly build
their income to hundreds of dollars a day within 2-4 weeks. And,
their income continues to grow as they continue with our program.
My friend, if you are serious about making a change in your life
for the better, then you need to carefully review each section
of the above website. The sooner you join us, the sooner YOU start
earning serious money from home!
To your success,
No Pressure Associates 1-732-750-0954 email@example.com 06/30/02
For info on Prepaid Legal Services visit MLMsurvivor
One pyramid gifting scheme justifies and legitimizes it's operation
with the following pearls.
Gifting is a private invitation only activity. It is “the
way it is conducted”that makes gifting legal. There are
no products or services to sell. Gifting is a process that is
carried on daily throughout the world of one person contributing
to another... time, energy, materials, and finances.
Everyone is entitled to give freely (what else is a charity?).
Both American and Canadian citizens have the Constitutional right
to gift property, cash and other assets.
If instead of calling this a ‘gift’ it was termed
an ‘investment’ then people could lose their money. There
can be no “investment”and there are certainly no
Never confuse the pyramid structure with legality! This is
a private activity offered only through an exclusive invitation.
In gifting we must be careful not to infer that an invitee
will benefit the way that others already have. The invitee must
be told that there are no guarantees and that this is not an
Infinite Wait for Compensation
Infinity Payline is a waste of time and money. I have spent hours
promoting that site and I think it all went down the toilet.
I have made a few sales but never got a dime. After sending about
10 email messages, Jim Majka (Infinity owner I presume) finally
answered. After reviewing the facts I presented, he admitted that
I have commissions coming but that was almost a month ago and still
nothing. It seems a though he has fallen off of the earth.
I paid $59 for membership ( which gives you a web address to promote
), http://infinitypayline.com/agents6/philjeffery.htm probably
$200 on promo's and may hours on the computer sending emails, FFA
ads, search engine submittals and even purchased hits. All for
I have gotten a few emails from other Infinity people advertising
their site and found they are having the same trouble.
I hate getting ripped off. I think it is awful that these slime
balls are kicking back in their homes sucking on the suds and laughing
at us; probably bragging to their fellow scumbags. Basically, they
steal on the internet because it is faceless and nobody really
knows who they are.
Phil Jeffery 08/09/02
A new and unique Network Marketing (MLM) Programwill be launched
on Nov 1, 2002. This revolutionary new program has been designed
for profit by a MLM Professional, (not the company) and is backed
by a Solid, Experienced (8 years old), Better Business Bureau Member,
Debt Free company.
They are currently accepting Applications for Pre-Launch Only. The Pre-Launch
Members will form the "core base" of the Program. This is truly
a unique opportunity to virtually Guarantee YOUR SUCCESS in Network Marketing
by STARTING AT THE TOP!
Real Cash. Real Fast
Pre-Launch Member Positions will be at the very top of this revolutionary
Infinite Wide 3X3 Forced Matrix Pay Plan that also pays Infinitely Deep.
After Pre-Launch Ends, all new member positions (everyone else) will
be placed under Pre-Launch Positions in the Global Matrix. This creates
as close to a SURE THING as you will ever find in Network Marketing.
If you are Serious about making money THIS IS IT!
The Program is inexpensive ($60 to start) and the products are real and
needed by everyone who wants to earn more money. Training will be provided
and Success is Guaranteed. This Automated System and Breakthrough Pay
Plan have solved the problems associated with other MLM Programs.
You have received Early Notification. There is a Short Window of Opportunity
for you to get in Before Everyone Else. Those Who Join Tomorrow will
be Placed Under Those Who Join Today! Don't Miss this Opportunity. For
More information go to the Following link: www.go2prosperity.com/
Exposing the truth
about the ACN MLM program.
Internet Pyramid Scheme Articles